I'm a Colorado Native and mother of two hockey boys.  I cover the western half of the country, and I assist my IARS in low cost, liquid, fee-friendly solutions.  Now that the annuity space has become RIA friendly, I look for inefficiencies in older annuities to allow the advisor to engage and educate their clients on solutions that focus on reliable income planning, additional tax deferral, and the opportunity to de-risk their portfolios.  If we haven't had the chance to meet, please grab me and say hello!